Useful Links:

NADA Guides – Whether you are buying, selling or simply shopping for a used vehicle, be prepared. Have the most accurate vehicle pricing and specification information available, right at your fingertips. Available online or in book format.

Order a CARFAX Vehicle History Report… the first step to protecting yourself against buying used cars with costly hidden problems. CARFAX searches its nationwide database and provides a detailed vehicle history report in seconds. Just enter your VIN # and get the report in seconds.

RATES can change at any time. Call for the most current rates.

Savings Plans

We require $5.00 to open a regular savings (share) account.

• Regular Share Savings Share Certificates
• *$1000 minimum
• You may forfeit dividends if you close an account before accrued dividends are credited.
• Club Savings

Share Draft (Checking)

We require $25.00 to open a checking (share draft) account.  

VISA Card

We have great rates on our Visa cards.  Call us today for detail

Signature Loan

We have great rates on Signature loans call Jeanne today for details

Calculate your estimated payment

Share Covered Loan

 All Draft Printouts Are $5.00.

All Rates Listed  Are Subject to Change.

* However, the insurance is not underwritten, issued, or guaranteed by the NCUA or any other federal government agency.

Report lost or stolen cards or checks.
Lost/Stolen Visa Card in USA call:	1-800-449-7728
Lost/Stolen Visa Card Internationally call:	1-727-299-2449
Lost/Stolen ATM/Debit call:	1-800-523-4175
Lost/Stolen checks call:	1-877-962-7113 ext. 113

Understanding WCFCU’s Loan Rates: Competitive Options for Wayne County Members

In the United States, loan interest rates vary based on the type of loan and the borrower’s creditworthiness. As of March 2025, the average interest rate for a 30-year fixed-rate mortgage is approximately 6.63%. Depending on the lender and the borrower’s credit profile, personal loan rates can range from 10% to 28%.

Understanding these rates is crucial for making informed financial decisions. Wayne County Federal Credit Union (WCFCU) offers its members a variety of loan options, often with competitive rates compared to national averages. We will provide an overview of WCFCU’s loan offerings, helping Wayne County members navigate their borrowing choices.

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