Wayne County
Federal Credit Union
Auto Financing Comparison
Since the 0% auto financing “flashy ads” began, many members are fooled into thinking that is a better deal than coming to the Wayne Teacher’s Federal Credit Union for their car loans.
Call us first when that “old clunker” need to be replaced! We can help you SAVE $$$!
The chart below shows that you actually SAVE BIG BUCKS when you finance with us, instead of taking the dealer rebate.
| CAR COST $20,000 | Dealer Financing (boo-hiss!!) | WCFCU Financing (Yeah!!) |
| Interest Rate on Loan | 0% | 5.9% |
| Cost of New Car | $20,000 | $20,000 |
| Less Trade-In | ($4,000) | ($4,000) |
| **Less Rebate (instead of 0%) | $0.00 | ($2,000) |
| Net Amount to Finance | $16,000 | $14,000 |
| Monthly Payment | $444.44 | $425.52 |
| Interest Amount for 36 Months | $ 0.00 | $1312.15 |
| Total Financing Cost | $16,000 | $15,312.15 |
| SAVINGS from WCFCU | $687.85 |
| Report lost or stolen cards or checks. | |
| Lost/Stolen Visa Card in USA call: | 1-800-449-7728 |
| Lost/Stolen Visa Card Internationally call: | 1-727-299-2449 |
| Lost/Stolen ATM/Debit call: | 1-800-523-4175 |
| Lost/Stolen checks call: | 1-877-962-7113 ext. 113 |
WCFCU • 3010 West Main Street • Richmond, IN 47374
Phone: 765-962-7113 • Toll Free: 1-877-962-7113 • FAX: 765-962-9615
E-mail us at: contact@wayne-teachers.org
Work Hours
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