Wayne County
Federal Credit Union

Personal Loan

Wayne County Federal Credit Union provides personal loans to their loyal members and not only. Request a personal loan and solve your long-term financial problems.

Personal Loan Types

Regarding your financial needs, choose the necessary personal loan type:

Higher education loan ($5,000 – $15,000) – secured (collateral needed)
Home renovation loan ($5,000 – $15,000) – unsecured (no collateral needed)
Medical loan ($1,000 – $15,000) – unsecured (no collateral needed)
Travel loan ($1,000 – $15,000) – unsecured (no collateral needed)
Debt consolidation loan ($1,000 – $25,000) – secured (collateral needed)
Used car loan ($1,5000 – $20,000) – unsecured (no collateral needed)
Small personal loan ($1,000 – $5,000) – unsecured (no collateral needed)

Personal Cash Loan Terms

Each loan product has its repayment schedule depending on its amount, rates, and credit score. Remember: we can perform soft credit checks that won’t affect consumers’ FICO scores. The repayment term varies from two to 36 months.

Rates of Personal Loans

Personal loan rates depend on each state. The minimum annual percentage rate of personal loans is 5%. There can be also collection fees up to $10. No additional fees are charged for personal loans.

Need more details? Contact Wayne County Federal Credit Union for more information about personal loan terms and rates.

Report lost or stolen cards or checks.
Lost/Stolen Visa Card in USA call:	1-800-449-7728
Lost/Stolen Visa Card Internationally call:	1-727-299-2449
Lost/Stolen ATM/Debit call:	1-800-523-4175
Lost/Stolen checks call:	1-877-962-7113 ext. 113

Personal Loans for Wayne County Residents: Flexible Financing Options

Personal loans are a popular way to cover expenses, from home repairs to medical bills. In the U.S., the total personal loan debt reached $241 billion in 2023, with over 23.5 million borrowers. Many people use these loans because they offer fixed interest rates and predictable monthly payments.

For Wayne County residents, personal loans provide a flexible solution for financial needs. Whether you need funds for an emergency, debt consolidation, or a major purchase, it’s important to understand your options. We will cover everything you need to know about personal loans, including types, requirements, lenders, and tips for responsible borrowing.